Welcome to Coin and Coffee, your go-to resource for a rich blend of insights and tips. Articles crafted to provide valuable information that caters to all levels of expertise, empowering you to make informed financial decisions. Enhance your financial acumen and navigate your financial journey with confidence.
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1/10/2024
Tips for Building and Maintaining Solid Credit in 2024
Creating and maintaining a solid credit foundation is key to achieving financial wellness and success. We have teamed up with the Independent Community Bankers of America(Opens in a new Window) (ICBA) to offer insights empowering you to establish, grow, and maintain strong credit in 2024.
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1/22/2024
What is Spoofing?
Spoofing is one of many tactics scammers use in their theft attempts. Arm yourself with the information and tools below to protect your financial life and stop scammers in tracts. Learn about spoofing
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12/20/24
Protect Yourself, Family, and Friends from Fraudsters
A Grinchy Plot: Customers receive a phone call claiming to be from The Friendship State Bank, stating that their accounts are under investigation or audit. The caller insists that it's a private investigation, demanding utmost confidentiality - don't tell your banker!
Here's the Grinchy twist – customers are instructed to withdraw all their money and deposit it into a Bitcoin kiosk or wire funds, all in the name of protecting their funds. Learn More About this Scam
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1/30/2024
Understanding Trigger Leads: How to Stop These Unsolicited Offers
When you apply for a mortgage or seek pre-approval, your credit report is pulled by the lender. This credit inquiry information is then sold by the credit bureaus to other lenders as trigger leads. Fortunately, you have options to prevent or stop trigger leads. Learn How To Stop Unsolicited Lending Offers
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3/20/2024
Tips to Eclipse Financial Stress
It's the perfect time to illuminate financial wellness and community banking as the April 8 solar eclipse offers a moment of cosmic pause.
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5/3/2024
Money, Mental Health, and Resilience
Managing personal finances can often feel like navigating a minefield of stress and anxiety. What if I told you that with the right mindset and strategies, you could not only weather the storm but emerge stronger and more resilient?
Let's explore how a positive mindset and proactive mental health management can help you thrive in the face of financial challenges. READ MORE
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05/14/2024
Money Mules: 7 Red Flags You need to Know
Unraveling the threads of financial crime reveals a central figure: the money mule. These unwitting accomplices play a crucial yet perilous role in facilitating the movement of illegally acquired funds, adding layers of complexity to investigations. But how can you spot the signs and protect yourself from becoming entangled in this web of deceit? Read More
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08/24/2024
Debt Detox: Part 1
Understanding Debt
Understanding Debt
If the mere thought of debt makes your stomach churn, you’re not alone. Debt can indeed be overwhelming, but it doesn’t have to control your life.
This series will empower you with the tools to manage your debt—so it works for you, not against you. READ NOW
10/24/2024
Debt Detox: Part 2:
Debt Repayment Strategies
Debt Repayment Strategies
Looking to tackle your debt? Learn about the Snowball and Avalanche methods, two effective strategies for paying off debt, and get practical tips to help you stay on track.
Explore Strategies
12/3/2024
FBI Fraud Alert: Stay One Step Ahead of AI Scammers
Your safety is our priority. Artificial Intelligence fraud is on the rise, but staying informed can help protect you and your loved ones. Learn about the latest FBI fraud alert and how you can safeguard your finances. Explore practical tips, warning signs, and resources to keep your information secure. Together, we can outsmart the scammers and build a stronger, safer financial future. Learn How to Protect Yourself Now
12/12/2024
Stay Safe This Season: Simple Tips to Protect What Matters Most
The holiday season brings joy, connection, and celebrations—but it can also come with increased risks to your financial and personal security. From online shopping scams to holiday employment fraud, our latest article offers practical tips to keep you safe. Learn how to stay secure and stress-free this season, so you can focus on what really matters—making memories with the ones you love. Unlock Your Holiday Security Tips Now
3 Easy Ways to Establish Credit
Establishing credit is becoming even more important in today’s culture. And it is beneficial for so much more than qualifying for a credit card, vehicle loan, or home loan. Start Establishing Your Credit Now
4 Easy Ways to Pay Off Your Mortgage Early and Save
Paying off your mortgage early may seem like a daunting; it is more realistic than you think. Learn how now.
Why You Need a Loan Officer Before You Need a Loan
Kayla journey towards home ownership began by building a relationship with a banker and growing her financial knowledge. Read Kayla's Story Now
Buying Land at Age 19
And at age 19, Trey invested in 10 acres of undeveloped land in Southeastern Indiana. Read his story now
7 Tips for Buying a Vehicle from a Private Seller
Buying from a private seller comes with some additional risks and work. This tips ensure your car buying experience has a happy ending. Get Tips Now
Credit Cards vs. Personal Loans
Most people need (or want) to make a purchase at some point that is more than the cash they have available. Do you wait until you have the money saved, pull out a credit card, or go to the bank for a personal loan? Learn More Now
Tips for Building and Maintaining Solid Credit
How to Prevent and Stop Unsolicited Mortgage Offers
These four actions can help prevent and stop unwanted calls, texts, and emails. Stop Unsolicited Lending Offers
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3 Must-Dos Before Buying Your First Home
Are you daydreaming about your first home? Before diving into the exhilarating world of house hunting, take a moment to craft a strategic plan.
Here are three essential steps to ensure a seamless journey through the shopping and buying process:
What is a Health Savings Account?
A Health Savings Account, HSA, is a tool that employees and employers have to improve their health care options. It is a tax-advantaged way to accumulate savings for medical expenses. LEARN HOW TO SAVE WITH AN HSA
20 Things Kids Need to Know for a Healthy Financial Life
Knowing how teach kids about money can be challenging. Did you know, it is recommended to introduce the concept of money as early as age three? SEE 20 MONEY CONCEPTS FOR KIDS
How to Start an Emergency Fund
Building an emergency fund may seem overwhelming especially when finances are tight. It is okay to start small. Getting started is the most important step. Get Started
Financial Prep for Your College Life
How prepared do you feel to manage your financial life? It is never too late (or early) to start developing financial skills for life after graduation. READ MORE
How prepared do you feel to manage your financial life? It is never too late (or early) to start developing financial skills for life after graduation. READ MORE
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Checking vs. Savings
Have you ever considered the difference between the two most common bank accounts - checking and savings? Discover the difference
Have you ever considered the difference between the two most common bank accounts - checking and savings? Discover the difference
7 Essential Banking Tools for the Holidays (and Year Round
Use these digital banking tools and easily manage your finances for a stress-free holiday. See tools now.
Use these digital banking tools and easily manage your finances for a stress-free holiday. See tools now.
Safeguarding Against a Cyberattack
Our staff also undergoes routine cybersecurity training to spot and thwart attacks, but another essential weapon in the fight against cyber threats is an educated consumer.
When It is Safe to Use and Not Use Mobile Payment Apps
Digital payment methods are not all created equal for fraud prevention and protection. P2P apps are especially risky when not used for their designed purpose. These apps are created by third-party vendors (not banks) to simplify financial transactions between people who know and trust each other.
Protecting Yourself Online: 7 Easy Ways to Protect Yourself
Living in the digital age has many advantages. It can also make us vulnerable to fraud, identity theft and other scams, but with a education, awareness, and action, we can protect ourselves.
Debit Card Safety: Shopping Online
Debits cards are handy; although we recommend using a credit card for all online purchases. Debit card fraud, as a result of online use, is higher than in-person debit card transactions.
When Love Stinks - Romance Scammers' Dirty Lies
Romance scammers break your bankers’ hearts. They take advantage of your desire for love, belonging, and affection for one thing – your money.
How to Protect Your Parents from Financial Scams
Here are some steps fraud experts suggest taking to protect your parents and other older adults you care about from falling victim.
What is Spoofing?
Spoofing is one of many tactics scammers use in their theft attempts. Arm yourself with the information and tools below to protect your financial life and stop scammers in tracts. Learn about spoofing
Protect Yourself, Family, and Friends from Fraudsters
A Grinchy Plot: Customers receive a phone call claiming to be from The Friendship State Bank, stating that their accounts are under investigation or audit. The caller insists that it's a private investigation, demanding utmost confidentiality - don't tell your banker!
Here's the Grinchy twist – customers are instructed to withdraw all their money and deposit it into a Bitcoin kiosk or wire funds, all in the name of protecting their funds. Learn More About this Scam
FBI Fraud Alert: Stay One Step Ahead of AI Scammers
Your safety is our priority. Artificial Intelligence fraud is on the rise, but staying informed can help protect you and your loved ones. Learn about the latest FBI fraud alert and how you can safeguard your finances. Explore practical tips, warning signs, and resources to keep your information secure. Together, we can outsmart the scammers and build a stronger, safer financial future. Learn How to Protect Yourself Now