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Mortgage Pre-Application Checklist

Documents You’ll Need for Your Mortgage Application

 
Income Verification
  • W-2 Statements: Last 2 years.
  • Pay Stubs: From the previous 4 weeks.
  • Self-Employed? Last 2 years of tax returns.
Financial Information
  • Bank Statements: From the past 2 months for accounts used in your down payment.
  • List of Assets: Include all checking/savings accounts, real estate, and investments. Provide the name and address of financial institutions, account numbers, and current balances.
  • List of Debts: Include creditor name, address, account numbers, monthly payments, and outstanding balances.
Property Details
  • Annual Real Estate Taxes: Estimated amount.
  • Homeowners’ Insurance: Annual premium cost.
  • Purchase Contract: If buying a house or land.
  • Deed/Legal Description: Copy required.
  • Land Contract: If applicable.
Other Required Documents
  • Residency History: Addresses covering the past 2 years.
  • Divorce Decree/Separation Agreement: If applicable, including any child support or alimony details.
  • Employer Contributions: Copy of statement detailing any employer-provided loans or paid closing costs.
  • Appraisal Fee: Required at application.
Need Assistance?
We’re here to help! Call us at 812-667-5101 for personalized support or Request a Call back from a Lender.