Asking questions prior to opening your bank account will help you select the best account for you. These questions will also help prevent any future surprises. Here are a few questions to help you get started.
1. Are there limitations on how often I can withdraw from the account?
2. Do I need to keep a certain amount of money in my account?
3. What happens if I try to withdraw more money than I have in the account?
4. Are there fees? What if I want a paper statement, copy of a check, or to talk to a customer service representative on the phone?
5. Can I access my account info online?
6. Is mobile banking available?
7. Will it cost to transfer money?
8. Can I use an ATM for free? What happens if I lose my debit card?
9. Does the account earn interest?
10. Do you offer fraud monitoring services?